Despite all the bad Press pensions have received in recent years, we still firmly believe that they are a VITAL part of anyone's long term financial planning.
Successive Governments have produced new pensions legislation too often - this only serves to confuse the public. We are now a long way from the, to our minds misnamed, Pensions Simplification announced in 2006 and there are, as we write this, even more changes being discussed and threatened by the current Government.
The options BEFORE, AT and IN retirement are complicated and are again under revue at present.
The facts however remain that the tax advantages of Pension Funds are an incentive to save:
We have divided Pensions into the three main sections listed below. Please select a section for more information.